Montana State University

Joel Schumacher

Montana State University
Extension Economics
P.O. Box 172800
Bozeman, MT 59717-2800

Tel: (406) 994-6637
Fax: (406) 994-4838
E-mail: jschumacher@montana.edu
Location: 210D Linfield Hal


Marsha A. Goetting

Montana State University
Extension Economics
P.O. Box 172800
Bozeman, MT 59717-2800

Tel: (406) 994-5695
Fax: (406) 994-4838
E-mail: goetting@montana.edu
Location: 208C Linfield Hall

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Upcoming Webinars

Click here to download schedule (PDF)

All sessions will be held on Wednesday’s from 12:05 to 12:55 (Mountain Time).  The first session will be held on September 24th. 

Date Title/Presenter Description Resources

Retirement Income

December 3 Annuities

Joel Schumacher
Montana State University-Extension
Have you ever thought about how you will turn your retirement nest egg into monthly income in retirement?  One option is through the use of annuities.  Annuities are available in many different forms with lots of different features.  This session will focus on understanding how several key types of annuities can be utilized to create a stable source of retirement income.

 

December 10 Charitable Gift Annuities

Tyler Wiltgen
Montana State University Foundation
Charitable giving is often associated with bequests granted through a will or trust.  However, in recent years a growing number of Americans are utilizing charitable gift annuities to secure stable retirement income and benefit a charitable organization.  This session will provide attendees with basic overview of how charitable gift annuities operate and situations in which they may be appropriate.

 

December 17 CD Ladders, Dividend Stocks, Income Mutual Funds

Joel Schumacher
Montana State University-Extension
Converting your retirement nest egg in monthly income can be accomplished in a number of different ways.  One way is allocate some of your portfolio to investments that generate income on a monthly, quarterly or annual basis.  This session will focus on highlighting several investments that could provide stable retirement income.

 

Estate Planning

February 4 Who Gets Grandma's Yellow Pie Plate & Grandpa's Watch

Marsha Goetting
Montana State University-Extension
Most people have personal belongings such as wedding photographs, a baseball glove or a yellow pie plate or a watch that have special meaning for them and other family members.  These types of personal possessions, as well as jewelry, stamps, gun and coin collections, quilts or sports equipment, are referred to as non-titled property because there are no legal documents (such as titles) to indicate who officially owns them.  What happens to your non-titled personal belongings when you die?  Who decides who gets what?  During this session Marsha Goetting will explore how you can plan for the eventual transfer of your personal belongings.  
February 11 Should I Have a Trust?

Marsha Goetting
Montana State University-Extension
A revocable living trust can be an excellent tool for handling some types of financial affairs.  But it is not an appropriate choice for everyone.  During this session Marsha Goetting will explore the advantages and disadvantages of establishing a revocable living trust compared to a testamentary trust.  She will also share alternative legal arrangements that may accomplish your goals more effectively.

 

February 18 Avoid Probate on Real Property with a Beneficiary Deed

Marsha Goetting
Montana State University-Extension
Montana law provides for a way to avoid probate on your real property and still make sure that the persons you want to receive property will indeed receive it.  You can file a beneficiary deed on your real property and name the grantee beneficiaries to receive it.  Attend the session to learn the details….and how to save money on probate.
February 25

Will Probate Be Necessary on my Estate?

Marsha Goetting
Montana State University-Extension

Whether a Montanan’s estate is subject to probate depends on several factors.  Montana law provides tools that allow for citizens to pass their property at death without a written will or have their property go through the probate process.  During this session Dr. Marsha Goetting will explain the probate process and circumstances under which probate can be avoided on personal property.  Participants will learn details about these valuable tools and also how to reduce the cost for heirs should probate become necessary.

 

March 4

Common Law Marriages & Estate Planning

Marsha Goetting
Montana State University-Extension

During this session Dr. Marsha Goetting will discuss the elements of a Montana common law marriage from an estate planning perspective.  After the death of one party there may be confrontations between the “surviving spouse” of a perceived common law marriage and the deceased person’s other heirs--children, grandchildren, parents and/or siblings.   Learn how these conflicts could be prevented and how to avoid court costs and attorney fees from a contentious court case to determine the existence of a common law marriage.

 

Investments and Investor Awareness

March 25 To Be Determined    
April 1 To Be Determined    
April 8 Using Financial Apps & Websites

Luke Erickson
University of Idaho-Extension
Personal money management does not need to be tedious, time consuming or boring! Learn how to use convenient and simple mobile apps and websites to effectively manage your personal finances. While financial apps are not guaranteed to make your financial life a cinch, they may offer some convenience and peace of mind. Explore some of these apps yourself while participating in this interactive workshop.

 

April 15

Senior Financial Protection Awareness

Lynn Egan
Montana Commissioner of Securities & Insurance Division

   
April 22 Why Buy Insurance?

Joel Schumacher
Montana State University-Extension
Are you overwhelmed by insurance options?  Insurance products are available for nearly every aspect of your life. You can purchase life insurance, health insurance, auto insurance, mortgage insurance, home insurance, renter insurance and the list goes on and on.  How do you decide which policies you need and how much you need? This session will focus on a framework to evaluate insurance options.