Solid Finances Team
Montana State University Extension
Joel Schumacher is an associate extension specialist with the Department of Agricultural Economics
at Montana State University. He holds a Master's degree in applied economics and a
Bachelor's degree in business from Montana State University. Joel also is an Accredited
Financial Counselor (AFC). Joel has authored or coauthored more than two dozen educational
guides and presented more than 100 educational outreach programs to over three thousand
participants. Prior to his current position, Joel worked as a pension analyst for
a full service third party administration firm. He was responsible for the oversight
of approximately 60 retirement plans.
Marsha A. Goetting is a Professor and Extension Family Economics Specialist in the Department of Agricultural Economics and Economics department. She has presented over 800 workshops reaching over 25,000 Montanans with financial and estate planning information. She has also authored over 75 MontGuides and bulletins and has received national, regional, and state awards for her financial management and estate planning programs. Dr. Goetting received her Bachelor's and Master's degrees in Family Economics and Adult Education from Kansas State University. Her Ph.D. is from Iowa State University.
North Dakota State University Extension
Carrie Johnson is the Personal and Family Finance Extension Specialist with NDSU Extension Service. She began her career in 2009 at South Dakota State University Extension as a County Educator, became a Family Resource Management Field Specialist, and then in 2012 became the State Specialist. Carrie received her Bachelor's Degree (English for Information Systems) from Dakota State University, Master's Degree (Family and Consumer Sciences with an emphasis in Family Financial Planning) from South Dakota State University, and Ph.D. (Family and Consumer Science Education) from Iowa State University. As a Personal and Family Finance Specialist, Dr. Johnson draws upon her vast experiences as a veteran financial educator and mother of four to provide engaging programming for households of all shapes and sizes across the lifespan.
University of Idaho Extension
Luke Erickson is an associate professor for University of Idaho Extension. He is an Accredited Financial Counselor (AFC) and Co-Leader of the Northwest Youth Financial Education program. He has a Bachelor's Degree in Economics and a Master's degree in Personal Finance from Utah State University. He is currently in the process of completing a Ph.D. in Instructional Design from Idaho State University. Luke has taught over 200 classes as an extension educator over the last nine years in Madison County Idaho. Luke has authored several University of Idaho publications and peer-reviewed journal articles, and has given dozens of regional and national conference presentations.
Surine Greenway is an assistant professor for the University of Idaho Extension. She is a Family
and Consumer Sciences Extension Educator for the University of Idaho, located in Owyhee
County. Her emphasis is in food safety (and food preservation), health and nutrition,
and finance. She has a Bachelor of Science Degree in Family and Consumer Sciences
and Bachelor of Arts Degree in Spanish, both from the University of Idaho. Surine
has a Master's Degree in Adult, Organizational Learning and Leadership, also from
the University of Idaho. Surine works collaboratively to financially educate the clientele
in her county and district, with her primary emphasis working with youth.
Lyle Hansen is an associate professor for the University of Idaho Extension. He is an Accredited Financial Counselor (AFC) and Co-Leader of the Northwest Youth Financial Education program. He has a Bachelor's Degree in Family Finance from Utah State University and a Master's Degree in Family Financial Planning from Kansas State University. Lyle strives to help Idahoans with their personal finance needs and has given over 20 presentations a year over the past ten years. He likes to partner with University of Idaho extension educators, specialists, other state extension educators, and external partners to further help people learn how to succeed financially. Lyle has authored several University of Idaho publications and peer-reviewed journal articles, and has given dozens of personal finance related regional and national conference presentations.
Personal and Family Finance Extension Consultant
Nancy M. Porter, Ph.D., is a Personal and Family Finance Extension Consultant with the University of Idaho. She previously held Extension Family Finance Specialist positions with Colorado State University and Clemson University in South Carolina. Her work focuses on personal and family financial education programs with target audiences across the lifecycle from young children to mature adults in both online and traditional formats. She collaborates with University of Idaho extension educators, specialists, and external partners to develop personal finance education programs and materials that increase financial literacy and meet priority needs throughout Idaho.
Karen Richel is an Associate Professor and Extension Educator in Family and Consumer Sciences for Latah County and is the Family Finance educator in the ten North Idaho counties. Providing the communities that she serves with research-based information, Karen specializes in providing basic financial education for every age and socioeconomic group including low-income families, soon-to-be-released prisoners, and students. She offer classes, workshops and simulations on topics ranging from goal setting and tracking expenses to retirement and end-of-life planning. In addition, she is also an Accredited Financial Counselor (AFC) and provides free, one-one-one counseling sessions to help community members build strong financial foundations and secure balanced financial lives.