• October 2, 2018
    Auto Insurance
    Presenter:  Joel Schumacher, Montana State University Extension
    Description:  Are you confident that you have made the right choices on your auto insurance for your deductible, collision coverage, comprehensive coverage, liability coverage, medical coverage, under insured driver coverage, loss of use coverage and rental car coverage?  This session will help you build your knowledge of these and other components of auto insurance and help you be a better informed buyer of auto insurance.

  • October 10, 2018
    Flood Insurance
    Presenter:  Joel Schumacher, Montana State University Extension
    Description:  Every year in the U.S., flooding impacts some parts of the country.  Sometimes the flooding is a few homes near a small creek and in other cases a heavily populated areas like Houston, New Orleans or the New Jersey coastal area. The damage to a particular property can range from minor to catastrophic. Are you prepared in the event your property floods?

  • October 17, 2018
    Life Insurance
    Presenter:  Joel Schumacher, Montana State University Extension
    Description:   Most people don't like to think about dying, especially the possibility their death will be unexpected or at an early age.  Life insurance is a tool to help your loved ones financially in the event of your death.  This session will look at the different types of life insurance and some methods to determine how much life insurance you should consider buying.

  • October 31, 2018
    The Psychology of Money
    Presenter:  Carrie Johnson, North Dakota State University Extension
    Description:   Personal finances are not just about dollars and cents. A lot of our own habits and behaviors play an important role. Finding what your habits and behaviors towards money are can help you take control.

  • November 7, 2018
    Financial Book Review
    Presenter:  Joel Schumacher, Montana State University Extension
    Description:   There are hundreds of personal finance books in press today.  I am often asked my opinion of various books, authors or the financial plans that are proposed in these books.  As a result, I try to read some of these books each year.  This session will provide a review of some recent books that have landed on my desk.

  • December 5, 2018
    Charity Ratings and Reviews
    Presenter:  Joel Schumacher, Montana State University Extension
    Description:   Most consumers want the get the best deal when purchasing a product.  Consumers shop around for the best deal, but have you ever considered doing this for your charitable donations? This session will examine tools to rate and evaluation charities and provide a framework for helping you make the most of your donations.

  • December 12, 2018
    Year-End Financial Opportunities
    Presenter:  Joel Schumacher, Montana State University Extension
    Description:   The end of the year is often a time to make financial choices for the upcoming year and your last opportunity to take advantage of financial options before the deadline passes.  This session will examine important deadlines that consumers should be aware of so that they don't miss out on any possible benefits.

  • December 19, 2018
    Flex Plans
    Presenter:  Joel Schumacher, Montana State University Extension
    Description:  Flexible spending plans are a great way to reduce your tax bill for those out of pocket medical expenses.  This session will provide an overview of the advantages and disadvantages of utilizing a flexible spending account.

  • January 16, 2019
    Creating a Financial Recordkeeping System and Sticking With It
    Presenter:  Carrie Johnson, North Dakota State University Extension
    Description:   You may not think that keeping track of your household finances is important. But, if you don't know where your money is going how will you find ways to save? A financial record keeping system can help you now and help you plan for the future. This session will talk about ways to keep your financial records and tips on how to stick with it.

  • January 23, 2019
    Dealing With Debt
    Presenter:  Carrie Johnson, North Dakota State University Extension
    Description:   Debt can really put a strain on your finances. This session will discuss ways to make your own debt repayment plan. It will also discuss ways to talk with creditors and where to turn if you need help.

  • January 30, 2019
    To Be Determined

  • February 6, 2019
    Coupons, Rebates, and Store Rewards Programs
    Presenter:  Carrie Johnson, North Dakota State University Extension
    Description:   Using coupons, rebates and store rewards programs can help save you money. Are they really worth it? This session will discuss how to make the most of these programs to stretch your dollars.

  • February 13, 2019
    To Be Determined
    Presenter:  Luke Erickson, University of Idaho Extension

  • February 20, 2019
    To Be Determined

  • February 27, 2019
    To Be Determined

  • March 6, 2019
    Target Date Mutual Funds & Lifestyle Mutual Funds
    Presenter:  Joel Schumacher, Montana State University Extension
    Description:   Do you remember the infomercial that included the tag line "set it and forget it"? Target date and lifestyle mutual funds are the set it and forget it of the financial world.  Are these types of funds appropriate for your situation?  This session will give you the information you need to determine if this is a good option for you.

  • March 13, 2019
    Choosing an Annuity Payout
    Presenter:  Joel Schumacher, Montana State University Extension
    Description:   One big decision retirees will make is how to turn their retirement savings into income during the retirement years.  All defined benefit retirement plan participant and some defined contribution retirement plan participant will be faced with a choice of how to receive their annuity payments.  Will their payment end when they die? Will the payments continue for their spouse if they die first?  What if the retiree isn't married?  This session will examine the annuity options that are available to retirees.